In one form or another, we all own/buy insurance. Whether it’s auto, medical, liability, disability or life, insurance serves as an excellent risk-management and wealth preservation tool. Having the right kind of insurance is a critical component of any good financial plan. While most of us own insurance, many of us don’t understand what it … Read more
Life is full of uncertainties, and it is everyone’s duty to financially and emotionally secure their family. Term insurance plans provides financial support to the family. Sum assured or the coverage plays a vital role while purchasing a plan. The cover should be equivalent to one’s financial worth since it is a result of direct … Read more
Travel Insurance: This article talks about the importance of the travel insurance, which is not much known in our country but very much relevant from the other countries point of view and very much relevant for those who need to travel out of the country for any of the purpose, may be for leisure purpose … Read more
You must have heard or read it that car insurance claims are rather easy to file and take only negligible efforts, that’s true for the most part. Most car insurance companies in the UAE have impressive claim settlement rates. This simply means that as long you are claiming the right services and expenses; your claim … Read more
Life Insurance Policy – Investments or Life Cover??, this article is all about the benefits which are being offered by Life Insurance Policy, as an Investment also and as an Life Insurance Cover. It differs from persons to persons that how takes that policy as whether he is taking to avail the Investment Returns or … Read more
Depreciation Affect: Purchasing an insurance policy can be as daunting a task as is buying a two-wheeler for yourself. It’s a long-term commitment to the protection of your vehicle and even your own well-being as a vehicle owner. Several factors come into play when you’re making the final decision. Out of all the variables that … Read more
Joint Life Insurance Policy – this article talks about who should take the Joint Insurance Policy and to whom the benefits of the same would be available. The Joint Life Policy is mostly beneficial to those persons who are having income from both the persons in the family namely husband and the wife, as it … Read more
Why you need a Travel Insurance?, When travelling abroad, it is important for a traveller to get a travel insurance. This can help the travellers safeguard themselves from the unknown dangers during travel. Buying travel insurance to safeguard against financial and medical risk is a great strategy. It is very beneficial for frequent travellers or traveller going … Read more
In a life full of uncertainties, a term insurance policy works as a financial cushion for the safety and well-being of your loved ones in the event of your unfortunate demise. These plans help your family with a fixed monthly income to manage the day-to-day expenses. Tips to Choose Right Term Plan for You However, … Read more
How to choose best Car Insurance Policy, Buying a car is like a dream for many in India. Selecting a good car with great features is hard to find. Many Indian car buyers often take loans to pay for the car. It very important to buy a good car insurance because of long term. Buying a car … Read more
Buying life insurance can be a daunting task for a first-time buyer. However, the first step you need to take in that direction is to understand the meaning of life insurance, how to use an investment calculator, how to determine accurate coverage, etc. Different life insurance policies have different benefits. 8 Things to Look for … Read more
Best Term Insurances: this article is all about giving the best of the best-term insurances available in the market and what would be the best for you. Term insurance is such insurance that has to be taken for a particular term or period. If the insured person dies during the said period, then the sum … Read more
General Insurance: In India, Insurance has a deep-rooted history. It was noted mentioned in Manu (Manusmurthi) Dharmasastra & kautilya (Arthsastra) pooling of resources for re-distribution in time of calamities Such as Fire, Floods, Epidemics & Famine etc. Modern insurance in the world started in the year 1686 by Lyod’s London UK, started for marine insurance. … Read more
LIC Premium Online Payment Procedure without Registration: Many Times we forget Password of LIC Login Page and not able to pay premium online, we forget lic login password because we can not use these passwords everyday so many users face this problem but now LIC Provide one more best facility for direct payment of LIC … Read more
Introduction to IRDAI: A dictionary meaning of insurance is, “an agreement with a company (insurer) in which you (Insured) pay them regular amounts of money and they agree to pay cost of it, for example, you die or ill, or if you lose or damage something. But in layman language insurance is nothing but, pay … Read more
Max Bupa ReAssure plan: It was such a big relief to hear that Max Bupa has introduced this amazing ReAssure Health Insurance Plan. COVID-19 was no less than a disaster and the devastation caused by it is enormous. At such a crucial hour, a health plan like ReAssure will be beneficial for many. Normally, even … Read more
Mobile Insurance: Why and how to get your mobile insured?: this article is all about the usefulness of the mobile insurance in today’s world where it is very much effective to get mobile insured from many factors such as theft, liquid and accidental damages, extension of warranty, etc. Because of which you need not to … Read more
Bike Insurance: While coping with a busy schedule, it is sometimes challenging to keep track of all the essential tasks while prioritizing them accordingly. Especially when it comes to renewals and premium payments of your insurance policy, it is crucial to pay the amount well in time to avoid lapsing of the policy. As most … Read more
Have you purchased A Wrong Life Insurance Policy? Here is a Solution, There are various incidents where one person has chosen a wrong insurance policy, which is not beneficial to them. They regret after they are purchase the same. But there is nothing to regret it in. There are many ways available to come out the … Read more
Insurance Policy Under Married Women’s Property Act, This article is about the insurance policy which is taken under the Married Women’s Property Act where the married women has been protected against any liability of the men’s business liabilities such as creditors or the loan taken for the business purpose. If there is sudden demise of the … Read more
Property Insurance in India: this article is about property insurance or in a narrower way, home insurance to be made for any property or home in India. The concept of Property Insurance in India is not much known in India. According to the reports of IRDA, only 1% of the Indian population has insured their … Read more
Best Term Insurance Policy in India, Under the life insurance category term insurance is considered to be one of the best plans. If you have a dependents it is very important to buy a term insurance policy to provide a financial cover. This way you can ensure your family to maintain the same lifestyle even after your … Read more
This article focusses on Business Interruption insurance (also known as Business Income Insurance) which is a relatively less popular insurance coverage as compared to other coverages. However, this article highlights its meaning and importance in depth. It also explores how the BI coverage has been perceived globally for business loss claims arising due to COVID … Read more
Difference between Post Life Insurance and LIC, this article is about the difference between the PLI and LIC of India. Post Life Insurance and LIC which is best. Postal Life Insurance Vs LIC-Which is best? This article acknowledges investors about the difference between the both and gives than opinion on what should be taken and where … Read more
Which is the Best Health Insurance for Parents, As we grow old , two things surely come along with it .One is wisdom and another is medical expenses. The average age threshold is increasing for a person. So it is evident that medical costs will be escalating every now and then. In this article , we … Read more
Different Approaches of Crop Insurance in India, Types of Crop Insurance in India. In 1976, an expert committee headed by V M Dandekar looked into issues and modalities of crop insurance in India (Dandekar, 1976) and revisited the Dharam Narain Committee’s views (Vyas & Singh, 2006). In the report, the committee was of the view … Read more
Pradhan Mantri Fasal Bima Yojana: Details for New Crop Insurance Scheme. India is the country having 2/3rd of its population depending upon agriculture. Farmer is the backbone of India. But in our country farming largely depends on the rainfall which is erratic in most of the places. While some places in the country are extremely … Read more
United Linked Insurance Plan, This article will enlighten you about the insurance plans or policies which not only offer the benefits of the insurance but also the benefits of investments which would give returns too in comparison with the other investments but the only thing is that you need to take risks which would give you … Read more
Usually, such policies offer you the flexibility of paying your insurance premiums upfront or annually. To add more wiggle room, the IRDAI has also increased the grace period for paying premiums for ULIP renewal by an additional 30 days. It came into effect after taking into account the inconvenience faced by the policyholders. Here, we … Read more
Legal Malpractice Insurance: The American Bar Association defines legal malpractice as, “any act which is wrongfully executed by a legal attorney that causes monetary damages to his or her client. Legal malpractice can occur in any domain of law.” Legal Malpractice Insurance: The Basics You might be the most dedicated and diligent attorney, but at … Read more